Good news for Borrowers who are paying mortgage insurance as part of their mortgage payment! Borrowers with adjusted gross income of $100,000 or less may deduct 100% of their mortgage insurance premiums on their federal tax returns for the years … Continue reading
Yes, it’s possible, however, lenders are looking for stable income when you apply for a mortgage so there are some key points to be aware of if you are in the midst of a job change at the same time … Continue reading
For a very long time, although people could legally work in the pot industry in states where pot had been legalized, those working in the pot industry have not been able to use their income to qualify for a mortgage. … Continue reading
Identifying what is and is not acceptable income when a Borrower has more than one job whether part time or seasonable can get sticky! On more than one occasion, I’ve had calls from clients I had done a pre-approval on … Continue reading
You’re purchasing or refinancing a home and your Lender excitedly tells you that you qualify for a PIW, what do you do next and what does that mean for you? A PIW is a property inspection waiver and when there … Continue reading
As a consumer you are bombarded with solicitations to refinance, many of which sound amazingly good. But is a refinance truly in your best interest? Following are some key points to consider before you jump on the refinance band wagon. … Continue reading
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Plowing through Life in the Country...One Calf Nut at a Time
Mortgage Info By Michelle Wickett 