A zero down VA loan does not mean zero out of pocket when it comes time to close! There is a lot of misunderstanding when it comes to a VA loan, who pays what, and what costs if any are … Continue reading
Yes, it’s possible, however, lenders are looking for stable income when you apply for a mortgage so there are some key points to be aware of if you are in the midst of a job change at the same time … Continue reading
For a very long time, although people could legally work in the pot industry in states where pot had been legalized, those working in the pot industry have not been able to use their income to qualify for a mortgage. … Continue reading
As we roll into the new year 2020, VA is rolling out some significant changes that impact Veteran’s with full entitlement. VA is eliminating the loan amount cap that is currently in place and tied to conforming loan limits No … Continue reading
Identifying what is and is not acceptable income when a Borrower has more than one job whether part time or seasonable can get sticky! On more than one occasion, I’ve had calls from clients I had done a pre-approval on … Continue reading
The VA loan program seems to come with a number of misconceptions that I’ll try to clear up below. Q: Are my GI Bill benefits used as qualifying income? A: No. VA does not see VA educational allowances as a permanent source … Continue reading
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Mortgage Info By Michelle Wickett 