TO REFINANCE OR NOT? A QUESTION NOT ASKED OFTEN ENOUGH

As a consumer you are bombarded with solicitations to refinance, many of which sound amazingly good. But is a refinance truly in your best interest? Following are some key points to consider before you jump on the refinance band wagon. … Continue reading

NO YOU DON’T NEED TO REFINANCE YOUR CONVENTIONAL MORTGAGE JUST TO CANCEL YOUR MORTGAGE INSURANCE

Repeatedly I receive telephone calls from consumers looking to refinance their conventional mortgage simply to drop their expensive monthly mortgage insurance. A refinance is not necessary to accomplish this! A refinance is a costly way to accomplish something than can … Continue reading

NO, YOU DON’T HAVE TO REFINANCE JUST TO CANCEL YOUR MORTGAGE INSURANCE

I repeatedly receive telephone calls from consumers looking to refinance their conventional mortgage simply to drop their expensive monthly mortgage insurance. A refinance is not necessary to accomplish this! A refinance is a costly way to accomplish something than can … Continue reading

“BREXIT” OF CHAMPIONS

“BREXIT” OF CHAMPIONS

After months of divisive rhetoric on Britain’s exit from the European Union (or “Brexit,” as it is known), voters went to the polls on June 23 stunning investors by opting to leave the economic and political partnership of 43 years. … Continue reading

YOUR WINDOW OF OPPORTUNITY IS OPEN

YOUR WINDOW OF OPPORTUNITY IS OPEN

If you’ve been thinking about refinancing or buying a home, now may be the time to move on it. Rising home prices are being offset by home loan rates that remain near historic lows. Home Prices on the Up and … Continue reading

RATES SPUR REFINANCES AS BUYING SEASON BEGINS

RATES SPUR REFINANCES AS BUYING SEASON BEGINS

In early June, rates for 30-year fixed home loans were at their lowest in seven months, according to Freddie Mac. Rates had been on the decline for five weeks straight before hitting this year’s lowest yet. The window of opportunity … Continue reading