WHAT IS A NAME/ID AFFIDAVIT & WHY IS ONE USED?

A Name/ID Affidavit provides title companies with the information needed for them to differentiate between people with the same or similar names. The more common your name, the more likely you’ll get to experience this process! A part of the … Continue reading

A REALTOR’S LIST OF “TO-DO’S” AFTER CLOSING ON YOUR NEW HOME

When asked “what is your advice to home buyers who have just purchased a home”, a group of Realtors came up with the following list: Change the locks Change the garage door opener codes Change the utilities into their name … Continue reading

THE CYCLICAL NATURE OF THE MORTGAGE INDUSTRY – MIGHT HISTORY ALREADY BE REPEATING ITSELF?

Remember the old adage, “history repeats itself”? Well that phrase has never been more accurate than when referring to the cyclical nature of the real estate industry and the mortgages that support it. Just think back 11 years to the … Continue reading

2018 TAX CHANGES THAT YOU NEED TO KNOW

In December 2017, the Tax Cuts and Jobs Act (TCJA) was signed into law. The impact of this law went into effect in 2018 and remains valid through 2025, unless Congress revises the Act. So, as you prepare your 2018 … Continue reading